:root{--lc-ink:#13233b;--lc-muted:#61708a;--lc-border:#dce4ef;--lc-bg:#f5f8fc;--lc-card:#fff;--lc-accent:#1457d9;--lc-accent2:#6b45c9;--lc-danger:#a92828;--lc-radius:16px}*{box-sizing:border-box}body{margin:0;background:var(--lc-bg);color:var(--lc-ink);font:16px/1.5 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}.lc-page{min-height:100vh}.lc-shell{width:min(1180px,calc(100% - 28px));margin:auto}.lc-hero{background:#10213a;color:#fff;padding:44px 0 38px}.lc-hero h1{color:#fff !important;margin:4px 0 12px;font-size:clamp(2rem,5vw,3.2rem);line-height:1.05}.lc-hero p:not(.lc-eyebrow){max-width:820px;color:#dce7f7;margin:0}.lc-eyebrow{text-transform:uppercase;letter-spacing:.11em;font-size:.74rem;font-weight:800;color:#5d7fc1;margin:0 0 6px}.lc-hero .lc-eyebrow{color:#a9c5f8}.lc-main{padding:26px 0 70px}.lc-form{display:block}.lc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.lc-card,.lc-results,.lc-visual-card,.lc-amortization,.lc-export{background:var(--lc-card);border:1px solid var(--lc-border);border-radius:var(--lc-radius);box-shadow:0 8px 28px rgba(23,48,84,.06)}.lc-card{padding:22px}.lc-card-head{display:flex;align-items:center;gap:12px;border-bottom:1px solid var(--lc-border);padding-bottom:14px;margin-bottom:16px}.lc-card-head h2{margin:0;font-size:1.25rem}.lc-badge{display:inline-flex;padding:5px 9px;border-radius:999px;background:#e8f0ff;color:#174eaf;font-size:.75rem;font-weight:800}.lc-badge-alt{background:#efeaff;color:#6941ae}.lc-fields{display:grid;gap:14px}.lc-fields label{display:grid;gap:6px;font-weight:700;font-size:.9rem}.lc-fields label>span{color:#a92828}.lc-fields input,.lc-fields select{width:100%;border:1px solid #c8d3e1;border-radius:10px;padding:11px 12px;background:#fff;color:var(--lc-ink);font:inherit}.lc-fields input:focus,.lc-fields select:focus{outline:3px solid rgba(20,87,217,.15);border-color:var(--lc-accent)}details{border-top:1px solid var(--lc-border);padding-top:12px}summary{cursor:pointer;font-weight:800}.lc-note{font-size:.82rem;color:var(--lc-muted)}.lc-fee-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.lc-fee-grid label{font-size:.8rem}.lc-fee-grid input{padding:9px}.lc-errors{margin:14px 0;padding:12px 14px;border:1px solid #e6b2b2;background:#fff3f3;color:var(--lc-danger);border-radius:10px}.lc-errors ul{margin:0;padding-left:20px}.lc-primary,.lc-secondary{border:0;border-radius:10px;padding:12px 17px;font:800 15px/1.2 inherit;cursor:pointer}.lc-primary{margin-top:18px;background:var(--lc-accent);color:#fff}.lc-secondary{background:#e9eff8;color:#173d75}.lc-results{margin-top:22px;padding:22px}.lc-section-title h2{margin:0 0 5px}.lc-section-title p:last-child{color:var(--lc-muted);margin-top:5px}.lc-result-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:20px 0}.lc-result-grid article{padding:16px;border:1px solid var(--lc-border);border-radius:13px;background:#fbfcfe}.lc-result-grid span,.lc-result-grid small{display:block;color:var(--lc-muted)}.lc-result-grid strong{display:block;font-size:1.25rem;margin:3px 0 0}.lc-metric-loan{padding-top:7px;margin-top:7px;border-top:1px solid var(--lc-border)}.lc-metric-loan:first-of-type{border-top:0;margin-top:2px;padding-top:2px}.lc-metric-loan small{font-size:.78rem;font-weight:800;color:var(--lc-ink)}.lc-visual-two{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:16px}.lc-visual-card{padding:18px;margin-top:16px}.lc-visual-two .lc-visual-card{margin-top:0}.lc-visual-head{display:flex;justify-content:space-between;gap:15px;align-items:start}.lc-visual-head h3,.lc-visual-card h3,.lc-amortization h3,.lc-export h3{margin:0 0 12px}.lc-visual-head span{font-size:.78rem;color:var(--lc-muted)}.lc-bar-row{margin:16px 0}.lc-bar-label{display:flex;justify-content:space-between;gap:12px;font-size:.84rem;margin-bottom:6px}.lc-bars{display:grid;gap:4px;background:#f1f4f8;padding:5px;border-radius:8px}.lc-bar{height:9px;border-radius:999px;min-width:2%}.lc-bar.a{background:#2f68d9}.lc-bar.b{background:#7954c6}.lc-timeline-item{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--lc-border)}.lc-timeline-item:last-child{border-bottom:0}.lc-table-wrap{overflow:auto;margin-top:18px}table{width:100%;border-collapse:collapse;min-width:600px}th,td{padding:11px;border-bottom:1px solid var(--lc-border);text-align:right}th:first-child,td:first-child{text-align:left}thead th{background:#f5f7fa}.lc-summary{margin-top:18px;padding:18px;border:1px solid var(--lc-border);border-radius:13px;background:#fbfcff}.lc-summary p{margin:8px 0}.lc-disclaimer{font-size:.82rem;color:var(--lc-muted)}.lc-amortization,.lc-export{margin-top:18px;padding:20px}.lc-amortization details{margin-top:12px}.lc-export-actions{display:flex;flex-wrap:wrap;gap:10px}@media(max-width:850px){.lc-grid,.lc-visual-two{grid-template-columns:1fr}.lc-result-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:560px){.lc-shell{width:min(100% - 18px,1180px)}.lc-hero{padding:32px 0}.lc-card,.lc-results,.lc-visual-card,.lc-amortization,.lc-export{padding:16px}.lc-result-grid{grid-template-columns:1fr}.lc-fee-grid{grid-template-columns:1fr}.lc-primary{width:100%}.lc-bar-label{display:block}.lc-bar-label span{display:block;margin-bottom:3px}}

.lc-chart{overflow:hidden}.lc-chart-svg{display:block;width:100%;height:auto;min-height:220px}.lc-chart-axis{stroke:#cfd8e5;stroke-width:1}.lc-chart-a,.lc-chart-b{fill:none;stroke-width:3}.lc-chart-a{stroke:#2f68d9}.lc-chart-b{stroke:#7954c6}.lc-chart-dot-a{fill:#2f68d9}.lc-chart-dot-b{fill:#7954c6}.lc-chart-legend{display:flex;gap:18px;margin-top:8px;color:var(--lc-muted);font-size:.82rem}.lc-chart-legend span{display:inline-flex;align-items:center;gap:6px}.lc-dot-a,.lc-dot-b{width:9px;height:9px;border-radius:50%;display:inline-block}.lc-dot-a{background:#2f68d9}.lc-dot-b{background:#7954c6}.lc-comparison-table{min-width:920px}.lc-comparison-table thead tr:first-child th{background:#eaf0fb;text-align:center}.lc-comparison-table thead tr:nth-child(2) th{text-align:right}.lc-comparison-table tbody th{text-align:left}.lc-comparison-table caption{text-align:left;font-weight:800;padding:0 0 10px}.lc-table-wrap table caption{caption-side:top}

.lc-collapsible{margin-top:18px;padding:0;overflow:hidden}.lc-collapsible>summary{padding:18px 20px;background:var(--lc-card);list-style:none}.lc-collapsible>summary::-webkit-details-marker{display:none}.lc-collapsible>summary::after{content:"+";float:right;font-size:1.1rem}.lc-collapsible[open]>summary::after{content:"−"}.lc-collapsible-body{padding:0 20px 20px}.lc-visual-card.lc-collapsible{margin-top:0}

/* Responsive comparison matrix */
.lc-comparison-table{min-width:0;width:100%;table-layout:fixed}
.lc-comparison-table th,.lc-comparison-table td{white-space:nowrap}
.lc-comparison-table .lc-loan-label{text-align:left;font-weight:800}
.lc-comparison-table .lc-loan-a{color:#174eaf;background:#f5f8ff}
.lc-comparison-table .lc-loan-b{color:#6941ae;background:#faf7ff}
.lc-comparison-table .lc-period-cell{vertical-align:middle;text-align:center;background:#f5f7fa}
.lc-cumulative-card{margin-top:18px}
.lc-fee-card{margin-top:18px}
@media(max-width:560px){
  .lc-comparison-table{font-size:.72rem}
  .lc-comparison-table th,.lc-comparison-table td{padding:7px 4px}
  .lc-comparison-table th:nth-child(1){width:11%}
  .lc-comparison-table th:nth-child(2){width:17%}
  .lc-comparison-table th:nth-child(3),.lc-comparison-table th:nth-child(4),.lc-comparison-table th:nth-child(5),.lc-comparison-table th:nth-child(6){width:18%}
  .lc-comparison-table caption{font-size:.88rem}
  .lc-comparison-table td{font-variant-numeric:tabular-nums}
}

/* Final production/mobile polish */
button:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible{outline:3px solid rgba(20,87,217,.32);outline-offset:2px}
.lc-table-wrap{-webkit-overflow-scrolling:touch;scrollbar-width:thin}
.lc-comparison-table{font-variant-numeric:tabular-nums}
.lc-comparison-table th,.lc-comparison-table td{overflow-wrap:anywhere}
@media(max-width:560px){
  .lc-comparison-table th,.lc-comparison-table td{font-size:.7rem}
  .lc-comparison-table .lc-period-cell{font-size:.68rem}
  .lc-comparison-table .lc-loan-label{font-size:.68rem}
  .lc-chart-svg{min-height:180px}
  .lc-chart-legend{justify-content:center}
}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}
@media print{
  body{background:#fff}
  .lc-hero{color:#000;background:#fff;padding:0 0 18px;border-bottom:1px solid #ccc}
  .lc-hero .lc-eyebrow,.lc-hero p:not(.lc-eyebrow){color:#000}
  .lc-form,.lc-primary,.lc-export-actions,.lc-export{display:none!important}
  .lc-results,.lc-visual-card,.lc-amortization,.lc-card{box-shadow:none;border-color:#ccc;break-inside:avoid}
  .lc-amortization{display:block}
  .lc-amortization>summary{display:none}
  .lc-amortization .lc-collapsible-body{padding:0}
  .lc-fee-card{display:block}
  .lc-fee-card>summary{display:none}
  .lc-fee-card .lc-collapsible-body{padding:0}
}

.lc-language-switcher{position:relative;margin-top:18px;width:max-content;max-width:100%;font-size:.95rem}.lc-language-switcher summary{cursor:pointer;list-style:none;display:flex;align-items:center;gap:8px;min-height:44px;padding:8px 14px;border:1px solid rgba(255,255,255,.35);border-radius:10px;background:rgba(255,255,255,.08);color:#fff;font-weight:700}.lc-language-switcher summary::-webkit-details-marker{display:none}.lc-language-switcher summary::after{content:"▾";font-size:.8em}.lc-language-switcher[open] summary::after{content:"▴"}.lc-language-menu{position:absolute;z-index:20;top:calc(100% + 6px);left:0;min-width:190px;padding:6px;background:#fff;border:1px solid var(--lc-border);border-radius:12px;box-shadow:0 12px 28px rgba(23,48,84,.16)}.lc-language-menu a,.lc-language-current{display:block;padding:9px 11px;border-radius:8px;color:var(--lc-ink);text-decoration:none;line-height:1.3}.lc-language-menu a:hover,.lc-language-menu a:focus-visible{background:#edf3ff;color:#174eaf}.lc-language-current{font-weight:800;background:#f1f5fb}.lc-language-menu a:focus-visible,.lc-language-switcher summary:focus-visible{outline:3px solid #8db4ff;outline-offset:2px}@media(max-width:640px){.lc-language-switcher{width:100%}.lc-language-switcher summary{width:100%;justify-content:space-between}.lc-language-menu{position:static;margin-top:6px;width:100%}}

.lc-currency-control{margin-top:12px;width:min(100%,360px);display:grid;gap:5px}.lc-currency-control label,.lc-currency-control>span{font-size:.82rem;font-weight:800;color:#dce7f7}.lc-currency-control select{width:100%;min-height:44px;border:1px solid rgba(255,255,255,.35);border-radius:10px;padding:9px 12px;background:#fff;color:#173054;font:inherit}.lc-currency-control p{margin:0;color:#c8d7eb;font-size:.76rem}.lc-currency-fixed{display:flex;align-items:center;gap:8px;min-height:44px}.lc-currency-fixed strong{display:inline-flex;align-items:center;gap:5px;padding:8px 12px;border:1px solid rgba(255,255,255,.35);border-radius:10px;background:rgba(255,255,255,.08);color:#fff}.lc-currency-control select:focus-visible{outline:3px solid #8db4ff;outline-offset:2px}@media(max-width:640px){.lc-currency-control{width:100%}.lc-currency-fixed{justify-content:space-between}}