Terms & Conditions and Disclaimer

Educational Purpose Only

EMIFORMULA is an educational website. The calculators, guides, formulas, examples and explanations are provided to help users understand mathematical and financial concepts.

EMIFORMULA does not provide personal financial, investment, tax or legal advice.

Calculator Results Are Estimates

Calculator results are mathematical estimates based on the information entered by the user and the calculation method used by the tool.

We do not claim that every result will exactly match a bank, lender, investment provider or other financial institution. Real-world calculations may differ because of interest-rate changes, bank-specific methods, fees, taxes, insurance, payment dates, rounding methods, prepayment rules and other contractual conditions.

Possible Errors

We make reasonable efforts to check our calculations and content. However, minor mathematical, technical, content or human errors may occur. We do not claim that every calculation or piece of information on the website is completely error-free.

If you find an error, please contact us so we can review it.

Financial Information Can Change

Bank and financial product terms can change in the future. Interest rates, fees, charges, eligibility requirements, repayment conditions and calculation methods may be different from the information or assumptions used by a calculator.

Always check current terms directly with the relevant bank, lender, financial institution or official source before making an important financial decision.

No Financial Service or Advisory

EMIFORMULA is an independent educational and calculation website. We are not a bank, lender, loan broker or investment-advisory service. EMIFORMULA does not offer loans, arrange loans, guarantee loan approval or provide individualized investment recommendations.

No Guarantee

• Loan approval
• A particular EMI
• A particular investment return
• A particular financial result
• That calculator results will exactly match a financial institution
• That website information will always remain current

User Responsibility

Users are responsible for checking the information they enter and verifying important results before using them for real financial decisions. For significant financial decisions, consider obtaining appropriate professional advice.

Website Ownership

EMIFORMULA was created and developed by Gopal Gorchhiya, a postgraduate in Mathematics.

The original website design, calculators, guides, explanations, examples and other original content created for EMIFORMULA belong to the website owner unless otherwise stated.

All rights reserved.

External Websites

EMIFORMULA may link to third-party websites. We are not responsible for the content, accuracy, availability, privacy practices, products or services of external websites.

Governing Law

These terms are intended to be interpreted in accordance with the laws applicable in India. Any dispute will be subject to the jurisdiction of the competent courts in India, subject to applicable law.

Changes to These Terms

These Terms & Disclaimer may be updated when necessary because of changes to the website, services or applicable requirements.

Last updated: September 26, 2026

Contact

Contact:
contact@emiformula.com