Personal Loan Calculator
Estimate EMI, total interest, total repayment, amount received after upfront costs and borrowing-cost measures for a personal loan scenario.
Open Personal Loan Calculator →Read the Personal Loan Guide →Calculator category
Loan Calculators
Compare borrowing costs, repayment schedules and the financial effect of changing loan assumptions or moving an existing loan to a new offer.
Loan calculations available
Loan decisions often involve more than the quoted interest rate. The total repayment, upfront charges, remaining tenure and timing of a change can alter the overall cost. These calculators help separate those pieces so you can examine a scenario before discussing terms with a lender.
Balance Transfer Break-Even Calculator
Compare the remaining cost of a current loan with a replacement loan while accounting for switching costs and the time needed to recover them.
Open Balance Transfer Calculator →Read the Balance Transfer Guide →What to compare before changing a loan
Look beyond the new EMI. A lower monthly payment can result from a longer tenure, while fees and prepayment costs can reduce or eliminate the benefit of a lower rate. Compare the remaining interest on the current loan with the interest and one-time costs of the proposed loan.
The calculator results are estimates based on the inputs supplied. Lender-specific charges, tax treatment, rounding and contractual terms should be checked against the actual offer documents.